Lenditt is one of India’s leading Loan Service Provider (LSP), providing Instant Personal Loans to young salaried professionals. Known for its user-friendly application process and customer-centric deals, the company maximizes the usage of AI & ML line of action to provide quick loan approvals within 15 minutes. It runs on a digital-first approach, allowing applicants to apply for a loan of upto ₹ 2 lakhs, eliminating the need for paperwork and frequent branch visits.

The following blog will guide you through the entire process of Lenditt and will help you understand how to apply for a loan!

Let’s have a closer look at the various instant loan services Lenditt has to offer!

Instant Personal Loan

Designed to provide quick access to funds for individual needs, this instant personal loan can be your tough-time buddy who eases your financial stress. These loans have no restrictions on end-use. You can use the loan amount for your personal financial needs anytime. Our streamlined process ensures you get the money you need without the hassle.

Instant Medical Loan

Instant Medical loans fulfil the purpose of meeting your medical bill expenses. Medical emergencies can be stressful for anyone, but meeting these financial needs should not be. Our instant medical loans offer quick and easy access to funds to cover your medical expenses, such as,

• Hospital Bills

• Medical Treatments

• Other Healthcare related expenses

Instant Travel Loan

Instant travel loans are personal loans that support your dream travels. Everybody loves to travel to their favourite destinations. With quick approval and instant disbursal, you can book your flights, accommodations, and experiences without financial stress, making your dream holiday a reality.

Instant Bike Loan

A personal vehicle becomes essential when you are travelling daily for work with a means of public transport. Our instant bike loans offer a fast and convenient way to finance funding for your two-wheeler purchase that makes your daily transport easier. 

Instant Mobile Loan

One of the popular instant personal loans on the Lenditt app is for buying a mobile device. Stay connected and updated with the latest technology using our instant mobile loan. Whether you need a new smartphone for work, studies, or personal use, our quick process ensures you always have money when buying a technologically sound gadget.

Instant Consumer Durable Loan

Upgrade your home with the latest appliances and electronics with our instant consumer durable loans. From refrigerators to washing machines, laptops to televisions, the Lenditt app provides quick financing options to enjoy modern conveniences without delay.

Features of Getting a Personal Loan from Lenditt!

• Loan Amount: ₹7,500 - ₹2 lakhs

• Quick Turn-around time: within 15 minutes

• Repayment Tenure: up to 180 Days

• Flexible Repayment options

• 100% Paperless loan application

• No upfront Fees

Eligibility Criteria to Apply for an Online Loan from Lenditt

• Age above 21 years

• Must be an Indian Citizen

• Working Professionals with a stable monthly income of ₹20,000 (for salaried)

• Bank Account where monthly salary is deposited

• Valid Government Proofs- Aadhaar & PAN Card

• Credit Score above 700+

How to apply for a digital personal loan from Lenditt? 

1. Download the App 

Visit the Play Store or App Store and download our official mobile app for instant digital personal loans. You can also visit our official website and apply for a personal loan, as well. After downloading the app, start filling in your basic details. 

2. Check for Eligibility

Fill out a simple form with your personal information, upload the necessary documents and see if you are eligible for this instant personal loan.

3. KYC & Banking

Complete the Know Your Customer (KYC) process by uploading your identification documents and providing your bank account details for verification.

• Employment Status: Specify whether you are salaried or self-employed.

• Employer Details: Enter employment details.

• Monthly Income: Provide your monthly income details. This could include the last 3 months’ salary slips and bank statements showing regular deposits. 

4. Loan Selection:

Once your eligibility is confirmed, browse the loan offers available tailored to your needs. Select a digital personal loan that best fits your needs. Review the lender's loan terms, which include the loan amount offered, interest rate, tenure, processing fees, and any other applicable charges. Read all the terms  & conditions, and proceed to accept the offer.

5. Promissory Note:

Digitally sign the promissory note, which automates repayment of the loan as per the agreed terms and conditions.

6. Loan Disbursement:

After selecting your loan, the funds will be transferred to the provided bank account. Check your bank balance to access the loan amount.

Following these steps, you will be able to easily apply for a digital personal loan online in India.

Documents required to apply for a loan from Lenditt!

To streamline your instant personal loan application process with the Lenditt app, ensure you have the following documents handy:

• A selfie will be captured while entering the basic details as face identity

• A copy of your Permanent Account Number (PAN) card

• A copy of your Aadhar card for address verification.

• Work Email or salary slip to verify Employment 

• 3 Months Bank Statement as Income Proof

Why should you choose Lenditt Personal Loans?

Choosing Lenditt Personal Loan ensures you receive the financial support you need with terms that are easy to manage.

1. 100% Safe & Secure: Lenditt provides safety and security to loanee’s data and information.

2. No Collaterals: Lenditt does not ask you to submit any asset or collateral to proceed with a loan.

3. Digitalized Loan Process: A 100% Digitalized process enables you to apply for your instant personal loan from the comfort of your home.

4. Borrow Multiple Times: You can avail yourself of a digital personal loan from Lenditt multiple times when you need it.

5. 100% Transparency: With a transparent policy and no hidden charges, Lenditt is your reliable source of financial funding.

6. Competitive Interest  Rates: Lenditt offers you loans at affordable interest rates.

7. Quick Disbursement: Lenditt has a fast digital loan process, and funds get disbursed in your bank within 15 minutes.

8. Minimal Documentation: Simplified documentation requirements for a hassle-free experience.

9. 24/7 Customer Support: Excellent customer service to assist you throughout the loan process.

Are you ready to take that financial step?

Apply for a loan with Lenditt today and experience our seamless, efficient, and customer-friendly service. Visit Lenditt now to explore your options and start your application. Secure the funds you need with confidence and ease! 

Besides instant personal loans, we allow you to conveniently:

• Digi Gold & Silver: Lenditt is the most trusted platform to invest in Digital Gold & Silver. There is NO minimum purchasing limit. You can invest in Digital Gold or Silver for as low as ₹1/- 

• Home Loan: Owning and Securing the right home loan can make the journey smoother when bought from Lenditt.

• Spend Analytics: Easily track and analyze your expenses with our Spend Analysis feature, giving you clear insights to manage your finances better.

• Insurance Policies: We ensure your family’s financial security with the right insurance coverage that includes: Car Insurance, Two-Wheeler Insurance, Super Top-Up Insurance, Women’s Cancer Insurance, and OPD & Wellness Insurance. 

For further inquiries, feel free to contact the Lenditt customer service team or simply visit our official website for more detailed information.